By Margaret A. Munro
There's no doubt: the price of university maintains to bounce, even if the remainder of the economic climate stagnates, and this fact isn't more likely to swap any time quickly. thankfully, all people, together with you, many of the governments (federal and state), and the universities themselves, are in in this mystery, so everybody can plan and plot, good prior to that eventual first day of your kid's freshman 12 months, how one can get that kid there, and how one can assist you pay the money owed after they ensue. give some thought to this booklet to be your accomplice.
529 & different university rate reductions Plans For Dummies is just the way to discover a average technique to a possible unreasonable challenge: saving for destiny university expenses within the sanest, least tense means attainable for you. in response to the topic of pressure relief, you should use this publication in quite a few ways:
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Additional info for 529 and Other College Savings Plans For Dummies
Even if you aren’t able to save for tuition costs in one of these plans, saving money in any Section 529 plan or Coverdell Education Savings Account (see Chapters 8 through 10) will allow your college savings to grow faster than conventional savings accounts. Accounting for housing You may come from a family who assumes that all those going on to higher learning will receive their postsecondary education at the local campuses, and you fully expect that, when your student reaches that point, he or she will be living at home.
Choosing the best options Even when you understand the rules, manage to regularly save major portions of your income, and discover how to manipulate the investment choices to your best advantage, events in your life may require you to make sudden changes in your Section 529 plan savings accounts. Life happens, whether you’re prepared or not, and often the last thing you want to think about when it does is the effect on your investments. Chapter 7 alerts you to some planning opportunities you’ll have with your Section 529 plan accounts and how to make corrections to your college savings when your life doesn’t exactly follow the course you originally laid out.
So Part IV examines some of the more traditional ways to save for college and shows situations where these tried and true methods still may make sense for you. But what happens when all else fails and your savings come up a bit short? This part explains how the world of financial aid — loans, grants, and scholarships — works and how your college savings may factor into college financial aid decisions. Part V: The Part of Tens It’s the part you’ve hopefully come to know and love. The For Dummies Part of Tens — this time with a college-savings twist.
529 and Other College Savings Plans For Dummies by Margaret A. Munro